Compliance

The evidence a regulator asks for, generated not assembled

Wayfare screens every movement, exchanges Travel Rule data in-band, and drafts the regulatory returns for the jurisdiction you operate in — with every figure in a return tracing back to the rows that produced it.

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How it works

Compliance happens where the movement happens

  1. 01

    Screen

    Deposits, withdrawals and settlements are screened as they happen — sanctions screening included — not reconciled afterwards.

  2. 02

    Exchange

    Travel Rule information moves in-band with the transfer itself, so the data a counterparty needs arrives with the movement it describes.

  3. 03

    Report

    Regulatory return drafts are generated for the jurisdiction you operate in, and every figure in a draft traces back to the rows that produced it.

Capabilities

What compliance covers

  • Screening on every movement

    Deposits, withdrawals and settlements are all screened. There is no path through the platform that bypasses it.

  • Travel Rule exchange

    Originator and beneficiary information is exchanged in-band with the transfer, not chased by email after the fact.

  • Sanctions screening

    Counterparties and addresses are checked against sanctions lists as part of the same screening pass.

  • Case management

    Flags become cases with a full history — what was flagged, who reviewed it, and what was decided — rather than a spreadsheet someone maintains.

  • Jurisdiction-aware return drafts

    Returns are drafted for the regime you report under: Ghana's Act 1154, Nigeria's ISA 2025 and Kenya's VASP Act 2025. Every figure traces back to the underlying rows.

Honest limits

What compliance does not change

A draft return is a draft. Your compliance officer reviews and files it — Wayfare generates the evidence, it does not sign it.

Screening tells you what a movement looks like against the lists and rules you apply. The decision to onboard or keep a counterparty remains yours.

Settle without sending first.

Wayfare is invite-only while the network builds. Tell us about your desk and we will be in touch.